If your house is full of old appliances, you might be hesitant to get a home warranty. After all, most people think that warranties only cover new appliances. While that’s true for some plans, you can also get a policy without an appliance age limit in place. That means you can get coverage, regardless of how old your appliances are.
Contact the best home warranty companies to review coverage for older appliances, and they will make sure to let you know the eligibility requirements and benefits. Then, you can take the next steps to cover your appliances.
Eligibility Requirements for Older Appliances
There are some eligibility requirements to keep in mind. First, you need to make sure that your appliances are still in good working order. That is the main requirement when adding any appliance, regardless of age, to a home warranty. If your appliances are in good working order at the time you purchase the policy, you can then file a claim if they break down afterward.
Additionally, you might need to provide maintenance records that prove you’ve taken care of the appliances over the years. However, only some warranty companies require this, so read the fine print for your policy. Then, you’ll know what you’ll know if you need to provide records when filing a claim.
Finally, you might have to provide an inspection if you just purchased a home with old appliances. Again, this isn’t the case with all companies. Also, inspections are generally only required if you just bought a home. In almost all cases, you won’t be expected to get an inspection for a home that you’ve lived in for some time.
As long as you meet the company’s requirements, you can get a home warranty. Now, let’s look at some reasons why that’s a good choice.
Replacements for Aging Appliances
You know that appliances aren’t meant to last forever, and you can’t help but worry about the cost of replacing yours. Fortunately, a home warranty can cover it for you. You might even get the appliance replaced earlier than necessary if the parts for repairs are no longer available.
Because the warranty will cover your aging appliances, you won’t have to rely on an emergency fund or credit cards to pay for replacements. That’s a fantastic reason to get a policy for old appliances.
Avoid Coverage Gaps
Your manufacturers’ warranties have likely already expired if you have older appliances. Additionally, your homeowner’s policy doesn’t cover normal wear and tear. Thus, purchasing a home warranty is an easy way to fill the coverage gap left behind when your manufacturers’ warranties expire.
That’s a gap that needs to be filled when you consider that appliances are much more likely to break down after the standard warranty expires. At that point, the manufacturers are no longer guaranteeing they work, so it’s really just a matter of time. Thus, filling this coverage gap can help you stay on track financially.
Easy Access to Repairs
Getting repairs for older appliances isn’t always easy. First, you might find that technicians aren’t experienced working with older models, so you have to call around to find the right company. Then, the company will likely try to talk you into spending lots of money on an upgrade instead of a repair. That adds more stress to the situation and can leave you with a massive bill.
Fortunately, you can avoid these problems by purchasing a warranty. First, the warranty company will arrange for the repairs, ensuring that the technician is experienced with the brand of appliance. Second, the technician will work for the warranty company, so you won’t have to worry about fighting off sales tactics during the visit. Instead, you’ll have someone who will work to repair your appliance quickly, and if that isn’t possible, you can get an upgrade with your coverage. In other words, you won’t have to deal with any of the headaches that normally come with arranging for repairs.
How to Get Coverage for Old Appliances
Not all companies cover older appliances. Thus, check a home warranty company’s terms and coverage options before signing up. Once you find a company that provides coverage, you can get a quote and get a policy immediately. Then, you will enjoy much-needed protection while your appliances age.